02-17-2026, 11:35 PM
We need to see the judgment. It will arrive by post. You left it too late to submit your defence. It will be a judgment in default. You can apply to have it set aside but you are unlikely to recover the cost of setting it aside (£313) because it is your fault for not submitting a defence in time.
If you pay the CCJ within 30 days of the judgment, it will not be on your credit record, so that will likely be your best option.
If you pay the CCJ within 30 days of the judgment, it will not be on your credit record, so that will likely be your best option.
Never argue with stupid people. They will drag you down to their level and then beat you with experience. - Mark Twain
