04-15-2026, 11:31 AM
You cannot wait around any longer. Both the CNBC and DCB Legal were put on notice on 7 April and neither has done a damned thing of substance. Meanwhile, the CCJ remains live and is liable to be affecting your credit position right now. Every further day of inaction increases the risk of real financial prejudice.
That is why two separate escalation emails now need to be sent immediately.
The email to DCB Legal is to force them to confront the cost consequences of their own conduct. If they now cooperate in a set aside by consent, the N244 fee for them is only £123. If they continue to sit on their hands and force you to apply without consent, the fee becomes £313. If you are forced to make that application, you will ask the court to order the claimant to pay that fee because this judgment should never have been requested in the first place.
The email to the CNBC is different. That one is to confront them with the fact that they acknowledged receipt of the Defence and still entered default judgment on the false basis that no reply had been made. If they are prepared to correct their own error administratively, that needs to happen now, not after more delay and not after your credit file has suffered further harm.
So the position now is simple. DCB Legal must be pressed to consent immediately, because that is the cheapest and quickest route to undoing the damage they caused. The CNBC must be pressed to correct their own administrative blunder immediately, because they should never have entered the judgment once the Defence had been acknowledged. If both continue to sit on their hands, then you move to an N244 without consent and seek recovery of the £313 fee when the judgment is set aside.
Email to CNBC:
Email to DCB Legal:
That is why two separate escalation emails now need to be sent immediately.
The email to DCB Legal is to force them to confront the cost consequences of their own conduct. If they now cooperate in a set aside by consent, the N244 fee for them is only £123. If they continue to sit on their hands and force you to apply without consent, the fee becomes £313. If you are forced to make that application, you will ask the court to order the claimant to pay that fee because this judgment should never have been requested in the first place.
The email to the CNBC is different. That one is to confront them with the fact that they acknowledged receipt of the Defence and still entered default judgment on the false basis that no reply had been made. If they are prepared to correct their own error administratively, that needs to happen now, not after more delay and not after your credit file has suffered further harm.
So the position now is simple. DCB Legal must be pressed to consent immediately, because that is the cheapest and quickest route to undoing the damage they caused. The CNBC must be pressed to correct their own administrative blunder immediately, because they should never have entered the judgment once the Defence had been acknowledged. If both continue to sit on their hands, then you move to an N244 without consent and seek recovery of the £313 fee when the judgment is set aside.
Email to CNBC:
Quote:To: ClaimResponses.CNBC@justice.gov.uk
CC: CaseProgression.CNBC@justice.gov.uk; info@dcblegal.co.uk
Subject: FINAL URGENT CHASER – NO RESPONSE TO 7 APRIL EMAIL – WRONGFULLY ENTERED DEFAULT JUDGMENT – CLAIM [claim number]
Dear Civil National Business Centre,
I refer to my email of 7 April 2026, to which I have received no substantive response.
This concerns a default judgment entered on 24 March 2026 stating that judgment was entered because I had not replied to the claim form.
That was false.
My Defence was filed by email on 27 July 2025 to ClaimResponses.CNBC@justice.gov.uk The court acknowledged receipt. DCB Legal were copied into that email and later expressly acknowledged receipt of the Defence and confirmed that their client intended to proceed with the claim.
The court had therefore already received and acknowledged my Defence. Default judgment was not available. It should never have been entered.
This is an extremely serious court error. A County Court Judgment is now live against me on a false basis and is liable to be affecting my credit file immediately, with potentially severe financial consequences. The continued failure of the CNBC to deal with this urgently is unacceptable.
I require the CNBC, by return and in any event no later than 12 noon on Friday 17 April, to provide a substantive written response confirming:
- What immediate steps will now be taken to remove or set aside this wrongly entered judgment.
- Whether the court will correct this error administratively without requiring a formal N244 application.
- When the court received and recorded my Defence.
- Why judgment was entered on 24 March 2026 despite the court’s prior acknowledgment of the Defence.
- What immediate steps will be taken to prevent further prejudice to my credit file while this error is being corrected.
Please also confirm that the court record has been updated with my current address for service as previously notified.
For the avoidance of doubt, if the court does not now act immediately to correct its own error, I will be forced to pursue an N244 application in the claim. That application will be directed against the claimant side, but the need for it will have been compounded by the court’s own failure to act on and give effect to a Defence which it had already acknowledged.
I am not prepared to accept a generic holding reply or any reliance on routine response times. This matter is urgent and requires immediate corrective action.
I again attach:
- My Defence email dated 27 July 2025.
- The court acknowledgment of receipt.
- The later email from DCB Legal acknowledging receipt of the Defence and confirming that their client intended to proceed.
- The default judgment dated 24 March 2026.
Yours faithfully,
[full name]
Email to DCB Legal:
Quote:To: info@dcblegal.co.uk
CC: ClaimResponses.CNBC@justice.gov.uk; CaseProgression.CNBC@justice.gov.uk
Subject: FINAL NOTICE – CLAIM [claim number] – WRONGFUL DEFAULT JUDGMENT – CONSENT REQUIRED IMMEDIATELY
Dear Sirs,
I refer to my email of 7 April 2026, to which DCB Legal have failed to provide any substantive response.
The position is straightforward. The default judgment entered on 24 March 2026 states that judgment was entered because I had not replied to the claim form.
That was false.
My Defence was filed by email on 27 July 2025. DCB Legal were copied into that email. DCB Legal later expressly acknowledged receipt of my Defence and confirmed that your client intended to proceed with the claim.
You were therefore fully aware that this was not a case in which no reply had been made to the claim form.
In those circumstances, DCB Legal appear to have requested or procured default judgment on a basis which you knew, or plainly ought to have known, was false. This wrongful judgment is now live and is liable to be affecting my credit file immediately, with potentially severe financial consequences. Every further day of silence aggravates that harm.
You now need to decide whether you are going to mitigate the consequences of your conduct or make them worse.
If DCB Legal immediately consent to the judgment being set aside, the N244 application fee to yourselves will be £123.
If DCB Legal continue to refuse or ignore the matter and force me to apply without consent, the N244 application fee will be £313.
If I am forced to issue an on-notice N244 because of DCB Legal’s continued inaction, I will seek an order that the claimant pay that fee and the costs of the application. DCB Legal are therefore on notice that by failing to act now, they are exposing their client to an avoidable increase in costs caused entirely by a judgment which should never have been sought.
I require DCB Legal, by return and in any event no later than 12 noon on Friday 17 April, to confirm in writing:
- That DCB Legal consent to the default judgment being set aside immediately.
- That DCB Legal will cooperate without delay in the filing of the necessary consent documentation.
- That DCB Legal will meet the cost consequences flowing from the need to undo this wrongful judgment.
- That DCB Legal will take no step to enforce the judgment, rely upon it, report upon it, or cause any debt recovery or enforcement correspondence to be sent.
For the avoidance of doubt, DCB Legal are already on notice that I hold you responsible for your role in causing this wrongful judgment. You are further on notice that I will seek to hold you liable for all consequences flowing from it, including the N244 fee, distress, inconvenience, wasted time and any financial harm caused. Any continued reliance on this judgment, or any debt recovery or enforcement activity after receipt of this email, will be treated as a deliberate aggravation of the harm already caused.
A formal complaint to the Solicitors Regulation Authority will be filed in any event. Your apparent role in requesting or procuring default judgment despite your prior receipt and acknowledgment of my Defence will be placed before the regulator. Nothing in this correspondence should be taken as any concession, waiver or election not to pursue any further complaint or claim arising from this matter.
I am not prepared to accept a generic holding reply or any attempt to hide behind routine complaint timescales while a wrongly entered CCJ remains in place and continues to cause harm.
If I do not receive a substantive response confirming immediate corrective action by 12 noon on Friday 17 April, I will proceed without further notice on the basis that DCB Legal have chosen to force an on-notice N244 application at a cost of £313 rather than resolve this by consent.
I again attach:
- My Defence email dated 27 July 2025.
- The later email from DCB Legal acknowledging receipt of the Defence and confirming that their client intended to proceed.
- The default judgment dated 24 March 2026.
Yours faithfully,
[full name]
Never argue with stupid people. They will drag you down to their level and then beat you with experience. - Mark Twain

